:root{--ink:#12202f;--ink-soft:#4a5a6b;--line:#dfe6ee;--bg:#fff;--bg-soft:#f3f7fa;--navy:#0e2a47;--water:#1c8fb5;--water-soft:#e3f3f9;--green:#128c4b;--green-dark:#0d6f3b;--radius:14px;--max:1120px;--font:system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{font-family:var(--font);color:var(--ink);background:var(--bg);margin:0;font-size:17px;line-height:1.65}img,svg{max-width:100%;display:block}a{color:var(--water)}a:hover{color:var(--navy)}h1,h2,h3{color:var(--navy);letter-spacing:-.01em;line-height:1.2}h1{margin:0 0 16px;font-size:clamp(1.9rem,4.2vw,2.8rem)}h2{margin:0 0 14px;font-size:clamp(1.45rem,2.8vw,1.9rem)}h3{margin:0 0 6px;font-size:1.12rem}p{margin:0 0 14px}.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}.section{padding:64px 0}.section-soft{background:var(--bg-soft)}.lead{color:var(--ink-soft);max-width:720px;font-size:1.12rem}.eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--water);margin-bottom:10px;font-size:.8rem;font-weight:700;display:inline-block}.prose{max-width:760px}.prose ul{margin:0 0 14px;padding-left:20px}.prose li{margin-bottom:6px}.header{z-index:20;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#fffffff5;position:sticky;top:0}.header-in{justify-content:space-between;align-items:center;gap:16px;height:68px;display:flex}.logo{color:var(--navy);align-items:center;gap:10px;font-weight:800;line-height:1.1;text-decoration:none;display:flex}.logo small{color:var(--ink-soft);font-size:.78rem;font-weight:500;display:block}.nav{align-items:center;gap:22px;display:flex}.nav a{color:var(--ink);font-size:.95rem;font-weight:600;text-decoration:none}.nav a:hover{color:var(--water)}@media (max-width:860px){.nav .nav-link{display:none}}.btn{border:2px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:10px;padding:14px 22px;font-size:1rem;font-weight:700;text-decoration:none;transition:background .15s,transform .15s;display:inline-flex}.btn:active{transform:translateY(1px)}.btn-wa{background:var(--green);color:#fff}.btn-wa:hover{background:var(--green-dark);color:#fff}.btn-ghost{border-color:var(--navy);color:var(--navy);background:0 0}.btn-ghost:hover{background:var(--navy);color:#fff}.btn-sm{padding:10px 16px;font-size:.92rem}.btn-row{flex-wrap:wrap;gap:12px;margin-top:22px;display:flex}.hero{background:linear-gradient(180deg, var(--water-soft), #fff 85%);padding:56px 0 48px}.hero-grid{grid-template-columns:1.25fr .75fr;align-items:center;gap:40px;display:grid}.hero-art{justify-content:center;display:flex}@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-art{display:none}}.trust{color:var(--ink-soft);flex-wrap:wrap;gap:10px 22px;margin:22px 0 0;padding:0;font-size:.95rem;font-weight:600;list-style:none;display:flex}.trust li:before{content:"✓";color:var(--green);margin-right:6px;font-weight:900}.grid{gap:18px;display:grid}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}@media (max-width:900px){.grid-3{grid-template-columns:repeat(2,1fr)}}@media (max-width:620px){.grid-3,.grid-2{grid-template-columns:1fr}}.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:22px}.card p{color:var(--ink-soft);margin:0;font-size:.97rem}a.card{color:inherit;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:block}a.card:hover{border-color:var(--water);box-shadow:0 6px 24px #0e2a4714}.card .more{color:var(--water);margin-top:12px;font-size:.93rem;font-weight:700;display:inline-block}.icon{background:var(--water-soft);width:42px;height:42px;color:var(--water);border-radius:12px;place-items:center;margin-bottom:14px;display:grid}.steps{counter-reset:step;gap:14px;margin:0;padding:0;list-style:none;display:grid}.steps li{counter-increment:step;border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:18px 18px 18px 64px;position:relative}.steps li:before{content:counter(step);background:var(--navy);color:#fff;border-radius:50%;place-items:center;width:32px;height:32px;font-size:.95rem;font-weight:800;display:grid;position:absolute;top:18px;left:18px}.steps p{color:var(--ink-soft);margin:0}.table-wrap{border:1px solid var(--line);border-radius:var(--radius);margin:6px 0 14px;overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:520px;font-size:.97rem}th,td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:12px 16px}th{background:var(--bg-soft);color:var(--navy)}tr:last-child td{border-bottom:0}.faq details{border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin-bottom:10px;padding:0 20px}.faq summary{cursor:pointer;color:var(--navy);padding:16px 0;font-weight:700;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--water);font-size:1.3rem;line-height:1}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--ink-soft);padding-bottom:6px}.chips{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.chips li{border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px;font-size:.93rem}.cta{background:var(--navy);color:#fff;border-radius:20px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;padding:40px;display:flex}.cta h2{color:#fff;margin:0 0 6px}.cta p{color:#c8d6e5;margin:0}.crumbs{color:var(--ink-soft);margin-bottom:14px;font-size:.88rem}.crumbs a{color:var(--ink-soft);text-decoration:none}.crumbs a:hover{color:var(--water)}.crumbs span{margin:0 6px}.footer{color:#b9c7d6;background:#0b1f35;margin-top:64px;padding:48px 0 28px;font-size:.95rem}.footer a{color:#e3ecf5;text-decoration:none}.footer a:hover{text-decoration:underline}.footer h3{color:#fff;margin-bottom:12px;font-size:1rem}.footer ul{gap:6px;margin:0;padding:0;list-style:none;display:grid}.footer-grid{grid-template-columns:1.4fr 1fr 1fr;gap:32px;display:grid}@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}.footer-note{border-top:1px solid #1f3650;margin-top:32px;padding-top:18px;font-size:.85rem}.wa-float{z-index:30;display:none;position:fixed;bottom:16px;right:16px;box-shadow:0 8px 24px #0003}@media (max-width:760px){.wa-float{display:inline-flex}body{padding-bottom:76px}}.note{background:var(--water-soft);border-left:4px solid var(--water);color:var(--ink);border-radius:8px;padding:14px 18px}.nav a.btn-wa,.nav a.btn-wa:hover{color:#fff}.wrap.prose{max-width:var(--max)!important}.wrap.prose>*{max-width:820px}@media (max-width:560px){.logo small{display:none}}